Consider the following statements regarding the Pradhan Mantri Surakshan Bina Yojana:
1. It is applicable for all bank account holders up to the age of 60 years.
2. It is a life insurance cover.
3. It is an accident covers death and permanent disability due to accident.
Which of the above statements are correct?
(a) 1 and 2 only
(b) 3 and 4 only
(c) 2 and 3 only
(d) 1 and 4 only