Pradhanmantri Jan-Dhan Youjana, Accidental Insurance & Life Insurance amount


Which one of the following is true for ‘Pradhan Mantri Jan-Dhan Youjana’?

Accident Insurance (Rs.)              Life Insurance (Rs.)

  • 1, 00,000                                             30,000
  • 30,000                                                 1,00,000                  
  • 30,000                                                 10,000          
  • 1,30,000                                              1,00,000
Monis Rasool Professor Asked on 28th April 2015 in General Knowledge.
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    Best answer

    Accidental Insurance Rs.1.00 lac and Life Insurance cover of Rs. 30,000/-

    This is a special benefits under Pradhanmantri Jan-Dhan Youjana, scheme where you got it Rs.1.00 lac Accident Insurance and Rs.30,000 life Insurance.
    Here some similar benefits of PMJDY are:-

    • No Minimum Balance Required to maintain account
    • Interest on Deposit
    • Easy Money Transfer across India
    • Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.
    • After satisfactory operation of the account for 6 months, an overdraft facility will be permitted
    • Access to Pension, Insurance products.
    • Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days
    • Overdraft facility up-to Rs.5000/- is available in only one account per household, preferably


    RE: Pradhanmantri Jan-Dhan Youjana, Accidental Insurance & Life Insurance amount

    On  Independence  Day 15 August 2014 Indian Government announced nationwide scheme is Pradhan Mantri Jan-Dhan Youjana.

    Monis Rasool Professor Answered on 2nd May 2015.
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